01 · INVESTMENT-BASED
Qualified Investor
Real Estate from US$300,000
A direct permanent residency pathway for investors making a qualifying investment in Panama.
PANAMA RESIDENCY
Make Panama Part of Your Long-Term Plan.
Panama offers established residency pathways for international investors, entrepreneurs, retirees and families.
NEWEST helps clients identify the appropriate pathway and coordinate the investment, documentation and local professional resources required to establish residency in Panama.
RESIDENCY STRATEGY
Different Objectives. Different Pathways.
There is no single Panama residency program that is right for every client.
The appropriate pathway depends on factors such as investment plans, financial profile, nationality, employment, business activities, retirement income and long-term objectives.
NEWEST helps clients evaluate these considerations before determining which residency strategy best fits their situation.
RESIDENCY PATHWAYS
Explore Your Options.
02 · CAPITAL-BASED
Economic Solvency
Investment from US$300,000
Establish residency through qualifying real estate, a fixed-term deposit, or a combination of both.
2-year stage → Permanent
03 · RETIREMENT
Pensionado / Retiree
Lifetime Pension from US$1,000 / month
A long-term residency pathway for retirees receiving qualifying lifetime pension income.
04 · ELIGIBLE NATIONALITIES
Friendly Nations
Multiple Qualifying Routes
A residency pathway for eligible nationals who establish a qualifying employment or investment connection with Panama.
2-year stage → Permanent
COMPARE PATHWAYS
Which Panama Residency Path Fits Your Situation?
Qualified Investor
- Typical profile
- International investor
- Core basis
- Qualifying Panama investment
- Entry point
- Real estate from US$300K
- Residency
- Direct permanent residence
Economic Solvency
- Typical profile
- Property / capital holder
- Core basis
- Property, deposit or combination
- Entry point
- From US$300K
- Residency
- 2-year stage → Permanent
Pensionado
- Typical profile
- Retiree
- Core basis
- Lifetime pension income
- Entry point
- From US$1,000/month
- Residency
- Long-term / indefinite
Friendly Nations
- Typical profile
- Eligible national with Panama connection
- Core basis
- Employment or qualifying investment
- Entry point
- Real estate from US$200K
- Residency
- 2-year stage → Permanent
Eligibility and documentation requirements vary by program and individual circumstances.
QUALIFIED INVESTOR RESIDENCY
Invest in Panama.Establish Permanent Residency.
Panama's Qualified Investor program provides a direct permanent residency pathway for international investors who make a qualifying investment in the country.
For investors already considering Panama real estate, financial assets or capital diversification, the program can connect investment and residency within one coordinated strategy.
Real Estate
FROM US$300,000
Acquire qualifying real estate in Panama with a minimum investment of US$300,000.
Investment generally must be maintained for at least five years.
Securities
FROM US$500,000
Invest at least US$500,000 through qualifying securities structures and applicable regulated channels in Panama.
Investment generally must be maintained for at least five years.
Fixed-Term Deposit
FROM US$750,000
Maintain a qualifying fixed-term deposit of at least US$750,000 with an eligible banking institution in Panama.
Investment generally must be maintained for at least five years.
DIRECT PERMANENT RESIDENCY
Permanent residency without a two-year provisional stage.
Qualified Investor applicants who satisfy the applicable requirements may obtain permanent residency directly without first completing the two-year provisional stage used by certain other residency categories.
ECONOMIC SOLVENCY
Establish Residency Through Economic Investment.
The Economic Solvency pathway is designed for applicants who establish qualifying economic resources in Panama through property, a fixed-term deposit or a combination of both.
Real Estate
FROM US$300,000
Qualifying Panama real estate investment.
Fixed-Term Deposit
FROM US$300,000
Qualifying fixed-term deposit with an eligible Panama banking institution.
Combined Structure
FROM US$300,000
A qualifying combination of real estate and fixed-term deposit.
Qualifying deposits are generally established for a minimum term of three years.
INITIAL RESIDENCE
2 YEARS
PERMANENT RESIDENCE
Eligible applicants may apply for permanent residence after completing the applicable initial stage.
RETIREMENT RESIDENCY
A Long-Term Home for Your Next Chapter.
Panama's Pensionado program is a well-established residency pathway for retirees who receive qualifying lifetime pension income from an eligible source.
STANDARD PENSION ROUTE
US$1,000+ PER MONTH
Qualifying lifetime pension income.
PROPERTY + PENSION ROUTE
US$100,000+ PROPERTY
+ US$750+ PER MONTH
Applicants who own qualifying Panama property valued above US$100,000 may qualify with pension income from US$750 per month, subject to applicable requirements.
DEPENDANTS
Additional financial requirements apply when qualifying dependants are included in the application.
LONG-TERM RESIDENCY
The program provides qualifying retirees with long-term residency status in Panama.
FRIENDLY NATIONS
A Panama Pathway for Eligible Nationals.
Panama's Friendly Nations framework provides a residency pathway for citizens of eligible countries who establish the required economic or professional connection with Panama.
Eligibility
Applicants must be citizens of a country included in the applicable Friendly Nations framework.
Employment
Qualifying employment in Panama may provide an eligible basis depending on the applicant's circumstances.
Investment
REAL ESTATE FROM US$200,000
A qualifying Panama real estate investment may provide an investment-based route under the program.
INITIAL RESIDENCE
2 YEARS
PERMANENT RESIDENCE
Eligible applicants may apply for permanent residency after completing the applicable initial period.
A COORDINATED STRATEGY
Residency Is Often Only One Part of the Plan.
For many international clients, establishing residency in Panama is connected with broader decisions involving property, banking, investment, business and family planning.
NEWEST helps coordinate these moving parts as one Panama strategy.
YOUR OBJECTIVES
PANAMA STRATEGY
RESIDENCY
INVESTMENT
PROPERTY
BUSINESS
BANKING
FAMILY PLANNING
Plan for More Than One Generation.
Depending on the residency pathway and individual circumstances, a Panama residency strategy may also include a spouse, children or other eligible dependants.
NEWEST helps families coordinate residency planning alongside property, banking, education, business and other practical considerations involved in establishing a longer-term presence in Panama.
THE PROCESS
From Residency Strategy to Local Establishment.
- 01
ASSESS
Review your objectives, financial profile and potential residency pathways.
- 02
STRUCTURE
Determine the appropriate residency and, where relevant, investment structure.
- 03
PREPARE
Coordinate documentation, investment requirements and required professional resources.
- 04
APPLY
Coordinate the application process with the appropriate licensed professionals in Panama.
- 05
ESTABLISH
Complete practical matters such as banking, property, business and local setup where required.
LOCAL EXECUTION
One Strategy. The Right Professionals.
Establishing residency in Panama can involve immigration counsel, banking institutions, property professionals, accountants and other local specialists. NEWEST coordinates the process so clients can move through these requirements within one clear Panama strategy.
NEWEST
PANAMA STRATEGY
LEGAL
BANKING
PROPERTY
ACCOUNTING
BUSINESS
Explore Your Panama Residency Options.
Start with your objectives. We'll help you identify the Panama residency pathway that deserves a closer look.